🏠 Landlord vs. Tenant Single-Family · Duplex · Townhouse What’s the Same—and What’s Different? One of the most common questions property owners ask is:“Is this my responsibility, or is it the HOA’s responsibility?” Especially during the winter season, maintenance and damage issues arise more frequently.Responsibility can ...

1️⃣ The “5.8% Forecast”: Breaking the Psychological Barrier For a long time, the 6% mark has been a major psychological hurdle for buyers. Thanks to the government-sponsored enterprises (GSEs) stepping in to purchase $200 billion in MBS, we are seeing a direct downward pressure on rates. ...

5 Surprising Truths Behind the Headline For many American families, the dream of homeownership—the American Dream—feels increasingly out of reach. Single-family home prices have surged, wages have not kept pace, and frustration is mounting. In this climate, Donald Trump has proposed a dramatic solution: banning large ...

Last Week In A Nutshell Rates ended the week about 10 bps lower following renewed trade tensions with China. Upcoming Attractions  This is a light week, especially if the shutdown continues. Last Week’s Highlights Diving a Little Deeper Redfin’s housing market reports: New Jersey Realtor Richard ...

The most visible housing-market impact from the current government shutdown is on the millions of civilian federal employees who could be furloughed or laid off and miss paychecks, in turn leaving them potentially struggling to make their mortgage and rent payments. Behind the scenes, the mortgage ...

In short: The Federal Reserve on Wednesday said it would lower its target for the federal funds rate by a quarter basis point. The Fed also forecasted two additional rate cuts this year. The move was widely anticipated, and mortgage rates aren’t likely to jump or fall ...

The U.S. housing market has lost about 14,000 home sellers over the past two months, with the total number of sellers falling to 1.95 million in July from a peak of 1.96 million in May. This marks the first decline since July 2023, when the supply ...

Rates Fall for 4 Straight Weeks to 6.58%, Boosting Buyer Confidence and Driving a Surge in Refinancing Applications The average interest rate for 30-year fixed-rate mortgages in the United States has fallen to its lowest level in 10 months, raising hopes of breathing new life into ...