SBA 융자

SBA 융자 미국에서 사업체를 시작하거나 확장하고자 하는 사람들에게 있어 **SBA 융자(Small Business Administration Loan)**는 매우 중요한 자금 조달 수단입니다. 특히 한인 사회를 포함한 이민자 커뮤니티에서는 사업 경험은 있으나 자금 여력이 부족한 사람들에게 큰 도움이 되고 있습니다. 이 글에서는 SBA 융자의 구조, 조건, 장단점, 그리고 실제 부동산 투자에서의 활용 방식까지 자세히 살펴보겠습니다. SBA 융자란? **SBA(Small Business […]
New Jersey Real Estate Transfer Tax Increase Guide (effective July 10, 2025)

According to the New Jersey Fiscal Year 2026 Budget, the Supplemental Fee of the Realty Transfer Fee (RTF) will increase starting July 10, 2025. 🔍 Background on the Realty Transfer Fee (RTF): 📜 History of the Supplemental Fee: ⚠️ Key Change Starting July 10, 2025: ✅ Summary of Changes: Category Before July 10, 2025 After […]
Real Estate Agent Commissions Haven’t Changed Much Since the NAR Settlement Took Effect

Buyer’s agent commissions haven’t changed much since new real estate commission rules went into effect in the U.S. on August 17. The average buyer’s agent commission was 2.40% for homes sold in the first quarter. That’s up slightly from 2.37% in the fourth quarter of 2024 and 2.36% in the third quarter of 2024—when the […]