Multi-Family Housing Investment

2~4 Family House Investor Interest Focuses on Small-Scale Units Since 2025, there's a sector in the New Jersey real estate market that's gaining attention once again: Multi-Family housing investment. While many investors maintained a wait-and-see approach due to rapid interest rate increases and economic uncertainty for some time, they are gradually showing renewed interest. Particularly in areas with consistent housing demand like Bergen County, the stability and long-term profit potential of multi-family housing assets are being highlighted once more. The greatest strength of multi-family housing investment is the continuous rental demand and stable cash flow. As more homebuyers hesitate to purchase due to high mortgage interest rates, rental market demand continues to show strength. In high-priced housing markets like Bergen County, demand from young generations, newlyweds, and immigrants who choose to rent instead of buying remains steady, creating a solid revenue foundation for multi-family housing assets. Additionally, multi-family housing assets have the advantage of relatively lower per-unit prices and higher management…

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Multi-Family Housing Investment
New Jersey best realtor

6 ‘Wellness’ Additions Taking Priority in Bathroom Updates

In today’s home design landscape, bathrooms are no longer just functional. They’ve evolved into personal wellness sanctuaries. Let’s walk through six upgrades that are shaping the modern bath—each designed to support your health, mood, and peace of mind. 1. Showers with Purpose More than ever, homeowners are integrating therapeutic elements into their showers. Think steam, chromotherapy (color therapy), and aromatherapy—features once exclusive to high-end spas now becoming standard at home. According to recent surveys, 72% of designers have seen increased demand for these rehab-inspired enhancements. 2. Let There Be (Natural) Light Lighting does more than brighten a space—it influences your mood and well-being. Over half of surveyed homeowners (55%) prioritize lighting that enhances comfort and mental clarity. From elegant fixtures to expansive skylights and glass doors, natural light is making a comeback in a big way. 3. Room to Breathe The spa experience starts with space. In a shift toward openness, 53% of designers report removing bathtubs to expand shower areas,…

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6 ‘Wellness’ Additions Taking Priority in Bathroom Updates
New Jersey Best Realtor Richard Choi

Could Mortgage Rates Drop Back to 3% Again?

History and Outlook of Mortgage Interest Rates After the economic downturn caused by the credit crisis and pandemic, mortgage interest rates approached 3%. If a trade war storm causes inflation and recession, mortgage rates could potentially return to the 3% era again. However, if such a situation occurs, the economy and housing market would likely face greater challenges. Despite lower mortgage rates, purchasing homes might become more difficult. Current mortgage interest rates are much lower than their historical peaks in the 1980s, but significantly higher than the lows of under 3% in 2021. As housing prices continue to rise, many people are postponing their dreams of homeownership. Is Now a Good Time to Buy a House? Those considering buying a home may wonder if now is a good time to purchase. While there are expectations that mortgage rates will drop when the Fed lowers interest rates, looking at past mortgage rate trends shows various fluctuations depending on circumstances. The saying "the…

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Could Mortgage Rates Drop Back to 3% Again?
New Jersey Best Realtor Richard Choi