SBA Loans Limited to Businesses 100% Owned by U.S. Citizens

new jersey realtor richard choi

Starting March 1, 2026: SBA Loans Limited to Businesses 100% Owned by U.S. Citizens The U.S. Small Business Administration (SBA) has announced a comprehensive overhaul of its loan eligibility requirements. Effective March 1, 2026, SBA loans will be available only to businesses that are 100% owned by U.S. citizens. This policy change is expected to […]

Check list after winter storm

뉴저지 부동산 Richard Choi

🏠 Landlord vs. Tenant Single-Family · Duplex · Townhouse What’s the Same—and What’s Different? One of the most common questions property owners ask is:“Is this my responsibility, or is it the HOA’s responsibility?” Especially during the winter season, maintenance and damage issues arise more frequently.Responsibility can vary depending on the type of property, so understanding […]

2026 Housing Market Surprise: Mortgage Rates Dip Below 6%

New Jersey Realtor Richard Choi

1️⃣ The “5.8% Forecast”: Breaking the Psychological Barrier For a long time, the 6% mark has been a major psychological hurdle for buyers. Thanks to the government-sponsored enterprises (GSEs) stepping in to purchase $200 billion in MBS, we are seeing a direct downward pressure on rates. 2️⃣ More Houses on the Market, More Buyers in […]