A Practical Guide for Homebuyers in New Jersey When searching for a home in the United States, buyers often come across the term HOA, short for Homeowners Association, in property listings. Many people understand that it usually means there is a mandatory monthly fee, but fewer ...

In short: Mortgage rates briefly fell below 6% before an oil shock reversed them. Even so, affordability gains over the past year remain largely intact. Households that did not buy or refinance a home during the mortgage rate dip might have missed a flash sale, but can ...

In short: While buying power has already increased $30,000 from last year, mortgage rates below 6% could be an important psychological threshold. Round numbers matter, and that headline alone could prompt many sidelined buyers to take another peek at the housing market. Mortgage rates near psychological threshold ...

Starting March 1, 2026: SBA Loans Limited to Businesses 100% Owned by U.S. Citizens The U.S. Small Business Administration (SBA) has announced a comprehensive overhaul of its loan eligibility requirements. Effective March 1, 2026, SBA loans will be available only to businesses that are 100% owned ...

🏠 Landlord vs. Tenant Single-Family · Duplex · Townhouse What’s the Same—and What’s Different? One of the most common questions property owners ask is:“Is this my responsibility, or is it the HOA’s responsibility?” Especially during the winter season, maintenance and damage issues arise more frequently.Responsibility can ...

1️⃣ The “5.8% Forecast”: Breaking the Psychological Barrier For a long time, the 6% mark has been a major psychological hurdle for buyers. Thanks to the government-sponsored enterprises (GSEs) stepping in to purchase $200 billion in MBS, we are seeing a direct downward pressure on rates. ...

5 Surprising Truths Behind the Headline For many American families, the dream of homeownership—the American Dream—feels increasingly out of reach. Single-family home prices have surged, wages have not kept pace, and frustration is mounting. In this climate, Donald Trump has proposed a dramatic solution: banning large ...

Last Week In A Nutshell Rates ended the week about 10 bps lower following renewed trade tensions with China. Upcoming Attractions  This is a light week, especially if the shutdown continues. Last Week’s Highlights Diving a Little Deeper Redfin’s housing market reports: New Jersey Realtor Richard ...